International Journal of Technology Transfer and Commercialisation
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International Journal of Technology Transfer and Commercialisation (7 papers in press)
How innovation in life insurance is reshaping the global insurance market - The case of the Republic of Macedonia by Branka Denkova Abstract: Innovation through new technologies are key elements of change in the financial sector and this has led to major efficiency gains, even though these changes can be accompanied by uncertainty. Life insurance is not an exception to this. With developments in technology and new ways of service provision, these technologies are enabling the creation of new insurance products, services, and business models. Innovation through technology provides opportunities for traditional insurers to transform themselves and it also forces them to compete with well-founded companies that are beginning to reinvent themselves by providing new services and lowering the costs. Based on a social representation, this study pre-sents consumers attitudes towards innovation in life insurance. Results suggest that there is low interest for respondents to engage with new sources of innovation and experimentation. Consequently, this should trigger insurance companies in the Republic of Macedonia to improve their performance in terms of incorporating new sources of innovation by focusing on the positive experience of the developed countries where innovation in life insurance is generally accepted Keywords: innovation; life insurance; global insurance market; technology; internet; mobile; trust; consumers; market; attitudes; purchasing online; agent.
A Practical Approach to Critical Thinking among EFL Learners by Valeria Thomson, Mercy Rani Yedidi Abstract: There is no dispute among academicians when it is stated that critical thinking is an important study skill of the 21st century. It goes without saying that critical thinking has been playing a significant role in learning for the last few years but, the pertinent question is Are learners serious and focused in developing the skill during the learning process? At the same time, teachers and lecturers as well are not so successful in developing the skill of analysis and evaluation among learners before they form opinions. We fail to see critical thinking skills among students even at the higher level of education. Bearing in mind these scenarios, this presentation aims to identify the need for integrating critical thinking into English as a Foreign Language (EFL) teaching in the General Foundation Programme (GFP) and to provide an insight for teachers to design and use learning strategies to inculcate the skill of thinking out of the box among learners. The study attempts to explore different strategies which enhance critical thinking among learners. Keywords: Critical thinking; strategy use; metacognitive skills.
Conceptualisation of technological innovation in trade facilitation: a theoretical implication for developing economies by Desmond Bugbilla, Hod Anyigba, Jonathan Tetteh Korletey Abstract: The goal of this paper is to contribute to the ongoing discussion on how technological innovation and transfer promote economic growth. The paper focuses on how technological innovation and transfer affect trade facilitation and its prospect for economic growth and revenue mobilisation in developing economies. Literature was reviewed on the concepts of technology, innovation and trade facilitation to indicate that organisational or national economic competence are the most important determinants of technological innovation adoption and utilisation. The study concludes that improvement of the concepts of technology, innovation and trade facilitation depend on understanding how the various actors are linked together in technological innovation and trade facilitation. Keywords: technology transfer; technological innovation; innovation systems; innovation adoption; technology adoption; economic growth; technology acceptance; commercialisation; conceptual paper; trade facilitation; technological economy.
A Growth Model for Technology Transfer at the License Income Stages by Kazufumi Yaji Abstract: This research focuses on Technology Licensing Organization(TLO) income analysis using a technology transfer growth model and a technology transfer strategy based on that analysis. The conclusion shows that TLOs in the preliminary foundation stage of gross license income (other license income plus running royalty income) under $1 million was found to be divided into four stages, and that, when gross license income centers turned into TLOs with more than 1 million dollars, it turns out that the proportion of TLO in stable stage increases as gross license income increases. Keywords: Technology Licensing Organization (TLO); Growth Model of Technology Transfer; Running Royalty Income; Other License Income; gross license income; foundation stage; development stage; stable stage.
Blueprint for Technology Transfer in India: Opportunities, Challenges and the Way Forward by Suchita Markan, Yogmaya Verma Abstract: Public funded research finds its salvation in the Technology transfer space leading to indigenous development, entrepreneurship promotion, and affordable products contributing significantly to economic growth and larger public good. Recognizing the importance of innovation in the country, Government of India is investing hugely to support R&D, leading to spurt in the number of publications and patents. However, few patents are licensed and translated into useful products. Analyzing the input-output deficit and exploring the opportunities in India for developing affordable healthcare technologies for the world, the authors have evaluated the opportunities and challenges in the technology-transfer arena in India and suggested possible ways to address these challenges. A triple-helix strategy for changes at each level viz. national policy, systemic and human capital, has been proposed to create enabling environment for facilitating national and international technology transfers for global impact. This will be of relevance to policy makers, technology-transfer professionals and academicians. Keywords: Technology Transfer; Policy; Commercialization; Academia; Industry; Strategic collaborations; India; International; Public Funded Research.
Special Issue on: ICMEM 2018 Digital Media Integration in Technology Management to Create Competitive Advantage
Information Technology Adoption Model in Indonesian Creative Industry Clusters:
Toward Strengthening Competitive Advantages
by Wawan Dhewanto, Yuliani Dwi Lestari, Sri Herliana, Rafiati Kania Abstract: The model of information technology (IT) adoption has been studied extensively from two main perspectives: a considered perspective to adopt IT, which underline Technology-Organization-Environment (TOE) frameworks, and an impact perspective, which conceptualizes performance implication as a tool to increase competitiveness. The objective of this study is to improve the holistic view of both perspectives in the context of competitive advantage in the firm associated with industrial clusters. This study chose Indonesian creative industry clusters regarding various institutions that have supported the growth of the burgeoning creative firm. To achieve this objective, a model of IT adoption assembled three considered factors of IT adoption (i.e. technology, organizational, environmental) and three performance implication (i.e. operation, innovation, and market). To test the model, a survey of 112 creative firms was conducted and PLS-SEM method was used to confirm the IT adoption model. The results confirm how creative firm within clusters adopt IT and confirm IT adoption model as competitiveness imperative in business activities. Keywords: competitive advantage; IT adoption; Technology-Organization-Environment (TOE); creative industry clusters.
Special Issue on: VINC 2019 Sustainability through Mindfulness
INVESTIGATING CONSUMER INTENTION TO ADOPT MOBILE PAYMENT SYSTEMS: AN INDIAN PERSPECTIVE by Kanishk Gupta, Nupur Arora Abstract: The flabbergasting decision of Demonetization paved out a smooth path for mobile payment systems which earlier was covered with roadblocks. The current study examines the impact of attitude towards mobile payment systems on intention to adopt mobile payment systems through the application of technology acceptance model. Exploratory and Confirmatory factor analysis were applied to ascertain the relationship between observed variables and to evaluate research constructs, their validity and composite reliability in the present research. Structural equation modeling and path analysis was employed to assess the hypothesized relationships of the research model. The research study reveals that there exists a positive relationship among all the observed variables used in the study. Perceived ease of use and Perceived usefulness have a positive impact on attitude to adopt mobile payment systems. Also, there exists a substantial positive relationship between attitude to adopt mobile payment systems and intention to adopt mobile payment systems Keywords: mobile payment systems; convenience; knowledge; enjoyment; trust; perceived ease of use; perceived usefulness; technology acceptance model.