Forthcoming and Online First Articles

International Journal of Blockchains and Cryptocurrencies

International Journal of Blockchains and Cryptocurrencies (IJBC)

Forthcoming articles have been peer-reviewed and accepted for publication but are pending final changes, are not yet published and may not appear here in their final order of publication until they are assigned to issues. Therefore, the content conforms to our standards but the presentation (e.g. typesetting and proof-reading) is not necessarily up to the Inderscience standard. Additionally, titles, authors, abstracts and keywords may change before publication. Articles will not be published until the final proofs are validated by their authors.

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International Journal of Blockchains and Cryptocurrencies (1 paper in press)

Regular Issues

  • A Primer to Central Bank Digital Currency (CBDC): A Payments Ecosystem Disruptor   Order a copy of this article
    by Nithiyananthan Suppiah, Humayun Zafar 
    Abstract: The digital payments landscape has evolved rapidly with the wide adoption of fintech. The challenges linked to the current payment environment have generated a necessity for a more productive, safe, and economical payment structure. Conventional price structures consist of intermediaries like issuers, networks, and payment processors, ensuing extended transaction costs for merchants and shoppers. Moreover, the ongoing system is at risk of security threats and payment card fraud, which produces tremendous economic losses for merchants and monetary establishments. Although there is a growing demand for a charging device that is faster, cheaper, and greater steady, the capacity of central bank digital currencies (CBDC) to supply those goals still needs to be determined. Before realising the concept, hurdles, including scalability, interoperability, and jurisdictional inconsistencies, must be addressed. Recognising the results of the proposed new payment method requires further research.
    Keywords: digital payments; virtual currency; FinTech; conventional price structures; payment card fraud; central bank digital currencies; CBDCs; scalability; interoperability; jurisdictional inconsistencies.
    DOI: 10.1504/IJBC.2023.10060499
     

 

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