International Journal of Technology Management
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International Journal of Technology Management (27 papers in press)
Abstract: The aim of this paper is to review previous research on FinTech, which may be broadly understood as financial innovation that uses information technology to provide financial services. The paper describes a review of 88 refereed academic papers on the subject of FinTech published in journals that have high SJR2017 scores. Papers were categorized according to the type of companies leveraging FinTech (existing financial institutions vs. new entrants) and the type of value derived from FinTech innovation (new value-added vs. improved efficiency). Also considered were types of new value-added, geographical focus of the research, and research methodologies. The largest number of studies concerned the use of FinTech innovation by new entrants to offer solutions to social issues or build new financial ecosystems. Over half the studies were on FinTech in Asia or the European Union, and the most common methodology employed was the case study.
Keywords: FinTech; Financial Innovation; Innovation Management; Information Technology; Technology Management; Financial Inclusion; Bank Marketing.
Understanding outsourcing strategy within the Intellectual Property industry a proposed typology
by Sevim Süzeroglu-Melchiors, Oliver Gassmann
Abstract: Outsourcing has gained much importance in managerial practice and academic discussion. This paper investigates the phenomenon of outsourcing of knowledge based work, particularly of Intellectual Property (IP). Using data from 36 cases, the analysis reveals a distinct typology of IP outsourcers based on a cost model and the firms IP outsourcing strategy. Four in-depth case studies are analysed: Non-Outsourcer, Transaction Cost Outsourcer, Expertise Outsourcer, and Strategic Outsourcer. The differentiated analysis reveals trade-offs and both positive and negative effects of the IP outsourcing strategy. We suggest that firms need a differentiated approach based on the type of IP work (legal versus non-legal) and outsourcing breadth (number of outsourced IP services) to manage Intellectual Property Rights (IPR) with external suppliers most efficiently. We conclude by providing practitioners five important lessons for the outsourcing of IP activities.
Keywords: Intellectual Property (IP) Management; Outsourcing; Patents.
Product platform replacements: impact of performance objectives, innovation speed, and competition
by Maud Van Den Broeke, Bart Devoldere, Stefan Creemers, Robert Boute
Abstract: Product platforms are assets shared by multiple products. Their primary purpose is to offer product variety while keeping time-to-market and operational costs down. As new products are developed over time, the question arises when to replace a platform. The repetitive use of the same platform for multiple product generations keeps platform development time and costs low. As the platform gets obsolete, however, the time and efforts to adapt the platform to the newest product will go up. With these dynamics in mind, we develop a simulation model to gain insight into the desired platform replacement planning. We examine how platform replacements are impacted by a firm's performance objectives, the speed of innovation, and the competitive landscape.
Keywords: product platforms; platform replacement; simulation; performance objectives; innovation.
Managing trust and control when offshoring information systems development projects by adjusting project goals
by Jan Terje Karlsen, Hans Solli-Sæther, Kim E. Van Oorschot, Anne Live Vaagaasar
Abstract: This article presents a study of two projects focusing on the relationships of two Nordic clients with suppliers in low-cost countries. It explores the interplay between trust and control when offshoring information systems development projects. The key insight reveals that trust is not a substitute for control, no matter its level. Both projects started with high levels of trust. In one, the high trust was combined with a multitude of control mechanisms, and the project was a success. In the second, the client executed control activities but relied more on swift trust, which turned out to be unjustified. This caused a loss of trust that then forced the client to introduce more control (substitution). Ultimately, this project did not succeed. The paper offers several contributions. First, we build a conceptual model for exploring the relationship between trust and control and the role of actual project performance in shaping this relationship. Second, the empirical study reveals that trust supports a teams willingness to share knowledge, and control facilitates its ability to do so. Thus, trust and control are required to boost performance. Furthermore, our analysis shows that the impact of trust and control on project performance is better managed through the adjustment of project goals instead of adjusting the levels of trust and control. Finally, we contribute to theory through the development of a causal model of trust, control, actual performance, and project goals that integrate balancing and reinforcing loops and feature project goal adjustment as an endogenous element.
Keywords: offshoring; control; trust; performance; project goals; IS development; project management; qualitative research.
Sources of innovation and the use of KIBS by manufacturing firms
by David Doloreux, Mercedes Rodriguez, Richard Shearmur
Abstract: Using data from a survey of 559 innovative manufacturing firms in Quebec, we analyse knowledge-sourcing strategies adopted by firms and examine the relationship between use of service functions and knowledge-sourcing strategies. Four strategies are identified: low-profile sourcing, internal-oriented sourcing, market-oriented sourcing and full-scope sourcing. The results reveal knowledge-sourcing strategies are linked to a particular mix of service functions, and the different types of services are not equally important across the different knowledge-sourcing strategies.
Keywords: Open innovation; Sources of innovation; KIBS; manufacturing firms; Quebec (Canada).
Innovation behind the frontier: strategies of technological laggards
by Kim Wang
Abstract: Popular thinking such as innovate or die implies that constant innovation is the only way to survive. But what if there was a third option? Lagging can be a strategy that allows many firms to thrive. Yet the technology strategies of laggards have been little studied. To address this gap in the literature, we examine laggard technology strategies and their relationship with the technology frontier. We find that the decision to lag behind the frontier can be a strategic one and that the extent to which a firm lags is determined by the relevance of its dynamic capabilities to manage frontier competition.
Keywords: Competition; Technology frontier; Technological laggards; Technology deployment; Innovation.
Direct Subsidies or Tax Credits? The Effects of Different R&D Policy Tools
by Luqun Xie, Jiatao Li
Abstract: Governments increasingly recognize the benefits of direct subsidies and tax credits for supporting private sectors to adopt research and development (R&D) activities. However, the different reactions of firms toward these two types of measures have with advance financial support, whereas tax credits wait until the R&D expense has been incurred to pay back. Thus, the former is better at attenuating risk, but leaves recipients with less discretion in their research efforts. Firms with more financial resources can more easily overcome such constraints. Tax credits provide more flexibility to using the money. This can be especially beneficial for firms whose financial resources are limited. These ideas were tested using data on research support and research outcomes describing 2,748 Chinese firms in Beijing Zhongguancun Science Park between 2012 and 2015. Analyses of those data delivered support for the preceding arguments.
Keywords: subsidies; tax credits; policy effectiveness; innovation performance; China.
R&D investment along the firm life-cycle: New evidence from high-tech industries
by Cheng Yang, Ye Hua, Zhongsheng Hua
Abstract: Traditional life-cycle theory typically holds that firms are more innovative in their earlier life-cycle stages than in their later stages. However, this may not apply to firms in high-tech industries that heavily rely on innovation to build competitive advantages and that are equipped with rich innovation-related knowledge. This paper analyses R&D investment along the life-cycle for firms in high-tech sectors. We suggest that in addition to the introduction stage, firms motivation to make R&D investment is also higher in the decline stage than in other stages because firms resort to innovation to increase competitiveness in their decline stage. Besides, rich external and internal innovation-related knowledge further increases firms confidence in resorting to innovation. We also investigate the boundary conditions of the hypothesised baseline effects by considering the moderating effects of three environmental factors (environmental complexity, environmental dynamism and environmental munificence). Analyses of a dataset consisting of high-tech manufacturing firms during 1989-2018 reveal that in comparison with firms in other stages, firms in introduction and decline stages make more R&D investment, especially in complex and moderately munificent environments. In addition, environmental dynamism significantly reduces R&D investment motivation in the decline stage but does not influence it in the introduction stage. Our results offer insights into high-tech firms innovation pattern along their life-cycle.
Keywords: R&D investment; firm life-cycle; high-tech industries; environmental complexity; environmental dynamism; environmental munificence.
EXPLORING SUPPLY CHAIN AGILITY IN FMCG INDUSTRY
by Nesrine Eltawy, David Gallear
Abstract: The aim of this paper is to explore the need of supply chain agility within the fast moving consumer goods industry. This type of industry has been less studied by the agility researchers. However, it is characterised by high complexity level and dynamic nature. A case study of a multinational FMCG company operating in the Middle East was undertaken. The data collected came from a range of sources as advocated in case based approaches, namely interviews, documents and website archives. The findings confirm the salience of agility in the FMCG context and the attributes that underpin its effective deployment are identified. This paper contributes to the existing literature by examining the need and the attributes of supply chain agility in the under-researched context of the fast-moving consumer goods (FMCG) sector. It also contributed to the literature by examining the supply chain agility for the first time in the Middle East region. rn
Keywords: Supply Chain Management; Agility; fast moving consumer goods (FMCG) Information sharing; Information technology; and Middle East business environment.
Special Issue on: Green Innovation and International Business in Emerging Economies
by Lei Ruan, Heng Liu
Abstract: Since mixed ownership reform is an important innovation of China's state-owned enterprise property rights system, whether the intervention of heterogeneous property rights can promote the reform of the state-owned enterprise governance system has attracted much attention from the outside world. To comprehensively evaluate the policy effects of China's state-owned enterprise property rights system innovation, we use an analysis of the PSM-DID model to empirically test the impact of state-owned enterprise mixed ownership reform on the quality of internal control of the enterprises. Large sample data analysis shows that the internal control quality of state-owned enterprises that have undergone mixed ownership reform is significantly greater than that of state-owned enterprises that have not undergone mixed ownership reform. The conclusion of this study shows that heterogeneous property rights have played an active role in repairing the owner absence and internal control of state-owned enterprises, and the internal control system of state-owned enterprises has been substantially improved.
Keywords: institutional innovation; property right; state-owned enterprise; mixed ownership reform; internal control.
Environmental regulatory, subsidy and underperforming firms' R&D expenditure: evidence from Chinese listed companies
by Xiaoling Chen, Qiang Li
Abstract: Behavioral theory examines how the intensity of underperformance influences firms' strategic decisions like R&D investment, but inconsistent inclusions arise. Moreover, insufficient attention is paid to the effect of institutional environments. Drawing on behavioral theory and agency theory, we argue that the level of government environmental regulation and subsidy have positive effect on the relationship between performance feedback and R&D expenditure, through intensifying perceived knowledge deficiency and alleviating shareholder pressure. We test these arguments with 711 firm-year observations of Chinese listed companies in 16 environmentally disruptive sectors during the period of 2008 to 2015, and find empirical support. Our study contributes to behavioral theory and R&D literature by showing that agency problem can result in firms passive R&D decisions in response to underperformance, but government regulation and subsidy can help contain this problem.
Keywords: underperformance; R&D; environment regulatory; subsidy.
Does government behaviour or enterprise investment improve regional innovation performance more? - Evidence from China
by Ye Zheng, Wei Han, Ruoyu Yang
Abstract: Whether government behaviour or enterprise investment promote regional innovation performance more effectively remains unclear. This study empirically analyses Chinese panel data from 2008 to 2016 and examines the influences of the determination of high and new technology enterprises, enterprise R&D investment, and institutional environment on regional innovation performance. The results indicate that the determination of high and new technology enterprises has a limited positive effect on regional innovation performance, whereas enterprise R&D investment has a mostly positive significant effect. Furthermore, the institutional environment has a positive moderating effect on enterprise R&D investment relationships and a negative moderating effect on tax burden relationships. Moreover, all these relationships are affected by locational factors, particularly in the eastern region. Based on these findings, this study proposes corresponding policy suggestions.
Keywords: Government behaviour;Determination of HNTEs; Enterprise tax burden; R&D investment; Regional innovation performance.
Pricing and Green Innovation Decision of Green Supply Chain Enterprises
by Min Yang, Jingxian Wang
Abstract: With the increasing importance of ecological environment in the world, as well as the enhancement of people\'s awareness of environmental protection, environmental impact has become a supply chain enterprise must consider a factor. Each enterprise can adopt green innovation activities to reduce the adverse impact of the production process on the environment, so as to enhance the core competitiveness of the enterprise. The purpose of this paper is to analyze the influence of correlation factors on equilibrium strategy and equilibrium profit. Methods: starting from the perspectives of competitive environment, risk aversion and chain innovation, the game theory method was used to solve the equilibrium results under various circumstances, and the pricing and green innovation decision-making of green supply chain enterprises were studied. Firstly, the decision-making of green innovation in green supply chain enterprises is studied. Then, the paper studies the pricing and green innovation decision-making of green supply chain enterprises in the case of risk aversion. Finally, the game theory is used to analyze the equilibrium results of product price and greenness under three different decision-making modes of retailers, manufacturers and centralized decision makers. The results show that under the green innovation model, the profits of manufacturers and retailers are 1.51 and 0.88 respectively, while under the non-green innovation model, the profits of manufacturers and retailers are 1.2 and 0.58 respectively. The green innovation model increases the profits of retailers and manufacturers by 20.53% and 34.09%. Cooperation models and compared the cooperation pattern, retailers, manufacturers and the whole supply chain benefits increase rate of 31.43%, 39.39%, 41.67%, is a kind of win-win cooperation innovation strategy, manufacturers and retailers can gain more profit than the non-cooperative case, and for the whole supply chain system of green innovation can achieve the optimal investment level, reached the maximum profits.
Keywords: Green Supply Chain; Green Innovation; Pricing Strategy; Business Management.
An Empirical Study between OHSAS 18001 Certification and Innovation Efficiency in Green Management: The Moderating Role of Pay Disparity and Ownership
by Wenqing Wu, Kun Shi, Yuming Zhai, Guangshu Xu, Xin Jiang
Abstract: This study explores the impact of Occupational Health and Safety Assessment Series 18001(OHSAS 18001) certification on innovation efficiency in green management and seeks to assist senior managers in understanding the ideal structural environment to maximize the innovation potential of the certification system. We examine the ownership status of organizations and the pay disparity between employees and executives to determine whether they influence the ability of OHSAS 18001 to promote innovation efficiency. We analyze data from 1,905 Chinese listed companies using stochastic frontier analysis to determine the innovation efficiency of OHSAS 18001-certified companies. We find that OHSAS 18001 stimulates firm innovation efficiency. However, this improvement in innovation efficiency is dependent on the level of pay disparity between executive and non-executive employees. We also demonstrate that the effect of OHSAS 18001 on innovation efficiency is closely related to enterprise ownership, whereby state-owned enterprises are less likely to realize the innovation potential of OHSAS 18001 than privately-owned organizations are.
Keywords: OHSAS 18001; innovation efficiency; green management; pay disparity; ownership; SOE.
An empirical study on Chinese Enterprise effectuation, Market Ambidexterity and Entrepreneurial performance
by Di Zhou
Abstract: With the rapid development of innovative economy, effectuation plays a crucial role in the decision-making process of new ventures; however, several inconsistencies persist regarding the correlation between effectuation and entrepreneurial performance.Drawing lessons from the organizational ambidexterity theory, this study used market ambidexterity of new ventures as a mediator variable to determine the correlation between effectuation and entrepreneurial performance in the market domain. Using data from a large sample of enterprises, we found that effectuation markedly affects the balance and interplay of market exploration and market exploitation, although its impact mechanism is different. In addition, effectuation positively affects the operating performance and growth performance; the balance of market ambidexterity positively affects the operating performance, whereas the interplay of market ambidexterity positively affects growth performance. Overall, this study offers several managerial implications for new ventures to apply effectuation to attain market ambidexterity and enhance entrepreneurial performance.
Keywords: ambidexterity theory;effectuation; entrepreneurial performance;market ambidexterity.
A Comparative Study of Service Trade Competitiveness for Green Innovation Development Using the WWYZ ModelBased on China and the 26 Countries along "the Belt and Road
by Ling Yang, Haomei Zeng, Pengzhi Xu
Abstract: Improving service trade competitiveness is crucial for a country to maintain green innovation economic growth. The service industry is known as the "green engine" of economic development due to its low investment, consumption, and pollution and high efficiency. This paper uses value-added theory to build a GVC (global value chain) participation index, a GVC production length index, a GVC position index, and an RCA (revealed comparative advantage) index for service green innovation development based on the WWYZ (Wang, Wei, Yu, and Zhu) model to conduct a comparative study on service trade competitiveness between China and the 26 countries along the Belt and Road. We found that China's service industry is slowly participating more in the upstream production activities of the GVC for green innovation development. The degree of GVC forward participation in China's service industry was significantly affected by the 2008 financial crisis, showing a downward trend. The degree of GVC backward participation continued to decline except for 2009-2011, during which it varied more greatly than of the degree of GVC forward participation. Although China's degree of GVC participation is relatively small compared to the 26 countries along the Belt and Road, its GVC position is comparatively high. Additionally, the 27 countries have distinct comparative advantages in green innovation development in different industries according to the RCA index. Therefore, China should strengthen its industrial complementation with the 26 countries along the Belt and Road through capacity cooperation and achieve mutual benefits from green innovation development.
Keywords: Value-added; Global value chain; Service trade competitiveness for green innovation development; the Belt and Road.
Constructing a Green Financial Innovation System with the PPP Environmental Protection Industry Fund
by Yi Sun, Yuliang Sun, Xuetao Li
Abstract: At present, most of our PPP projects are infrastructure projects related to people\'s livelihood, and generally have environmental protection requirements. The nature of green finance determines that its investment areas are in line with the environmental requirements of most PPP projects. The characteristics of green financial products naturally meet the financing needs of PPP projects, and green finance should support promising PPP project financing. Based on the above background, the research content of this paper is to build a green financial innovation system based on the PPP environmental protection industry fund. This paper takes the PPP-based green financial innovation system and environmental protection industry fund as the main research content. Through the elaboration of the green financial innovation system, the importance of environmental protection industry in the current social development is briefly described, and then the relationship between the two is integrated to build an innovation system. Finally, the experimental simulation was carried out using the green investment development indicator system. The results show that the carbon dioxide emissions will be reduced by 30% after the completion of the project in this paper.
Keywords: PPP Environmental Protection Industry Fund; Green Finance; Innovation System; Sustainable Development; Operation Mode.
Effect of Green Economic Growth on Foreign Investment Behavior of Heterogeneous Enterprises
by Xiaohui Wei, Yingji Li
Abstract: Since the implementation of the \"going out\" strategy in 2000, China\'s foreign investment has achieved unprecedented development. But at the same time of GDP rising, there are many resources and environmental problems. Green economy is an important development strategy in China, so it is very important to study the impact of investment behavior on green economic growth. But at present, there is little research on the combination of the two at home and abroad, which is almost blank in this field. Aiming at this problem, this paper will combine the two innovatively, and study from a new perspective the impact of foreign investment of heterogeneous enterprises on China\'s green economic growth. First of all, this paper makes an in-depth study of the basic theory, and believes that the new trade theory is the core theory of enterprise heterogeneity, which successfully explains many important issues in economic development. In order to further study, this paper has established the evaluation index system and experimental model of the impact of foreign investment behavior of heterogeneous enterprises on green economic growth. The index system and the experimental model fully combine the current basic national conditions, and make a flexible design. And the model also changes more reasonable and has higher accuracy under careful design. In the analysis of the experimental samples, this paper adopts four core factors including the difference of state factors for analysis and statistics. Finally, through the data analysis, it can be seen that the foreign investment behavior of heterogeneous enterprises can affect the local green economic growth, and form certain regularity, but this influence also has two-way nature. The research method in this paper has been further verified, and its effect is more ideal.
Keywords: Heterogeneous Enterprise; Outbound Investment; green economy; New and New Trade.
Cultural Industry in Emerging Economies under the Background of Economic Globalization and Information Network
by Yunkai Xu, Dongxin Li
Abstract: This article uses a variety of survey methods to investigate and analyze the proportion and economic benefits of China\'s emerging cultural industries in the past five years in the cultural industry; analyze economic globalization The advantages and disadvantages of cultural industries in emerging economies under the background of information networking; and the analysis of the employment situation of cultural industries in emerging economies under the background of information globalization of economic globalization. The results show that, in terms of economy, emerging cultural industries account for the proportion of the economy and the annual economic benefits are getting higher and higher; in terms of advantages and disadvantages, most people believe that the main advantages of the development of cultural industries in emerging economies are the rich historical and cultural background, the strong support policies of the national government and broad development prospects. However, cultural industries in emerging economies also have historical and cultural resources that cannot be effectively used, content is rigid, forms are rigid, and they do not conform to contemporary consumer psychology. The level of industrial clustering is low, market environment issues are prominent, intellectual property protection is difficult, and the number of employees is large.; In terms of job selection, most people understand the development prospects of cultural industries in emerging economies. Among them, animation, comics and online media have a large number of job selections, becoming a popular industry, which fully proves that the economic globalization of information network on the culture of emerging economies The role of industry promotion and promotion.
Keywords: Economic Globalization;Information Network;Emerging Economies;Cultural Industry.
Exploring the Influence of Resource Management between Green Innovation Strategy and Sustainable Competitive Advantage: The Differences between Emerging and Traditional Industries
by Yang Gao, Yu Sun, Yu-Hsi Yuan, Xingqun Xue, Fan Sheng
Abstract: Green innovation strategy is an essential way for enterprises to deal with the deteriorating ecological environment. However, the existing studies pay little attention to the affect path of green innovation strategy on sustainable competitive advantage, and the differences among different industries are not yet clear. In order to solve these problems, from the perspective of resource management, this paper puts forward a theoretical framework on the affect path of green innovation strategy on sustainable competitive advantage at different industry dynamic levels. We selected 210 enterprises in traditional industries and 219 enterprises in emerging industries, and used multiple hierarchical regression methods for empirical testing to reveal the important role of the two core ways in resource management (resource integration and reconfiguration). This study extends the theory of strategic management and sustainable competitive advantage, and provides a useful reference for enterprises to practise green behaviour.
Keywords: Green innovation strategy; Sustainable competitive advantage; Resource integration; Resource reconstruction.
Special Issue on: Deep Learning for Organisational Knowledge Retention
by Xinqi Lin, Jiawei Shi
Abstract: After the Second World War, Germany created the economic miracle by improve its economic development model, triggered many rounds of climax of management innovation. In 2011, some scholars proposed the 25-year cycle evolution theory. This paper review and analyses the German transformation of economic development mode and the history of the human resources management innovation in the last century. Then the study finds out the periodic features in the Germany case and deduces the 25-year cycle evolution theory and its role of the transmission mechanism. Finally, to represent the level of human resources management innovation, the study process the data of IMD World Talent Report conducted by International Institute for Management Development, and generated the human resources management innovation index. Moreover, to represent its economic development level, the study generates the GDP growth rate conversion index from the German historical GDP data. Meanwhile, the applied statistical test analysed the volatility characteristics and causation relationship between economic development and human resources management innovation. The empirical analysis also predicts the development trend in the future and verifies the rationality of the 25-year cycle evolution theory, and provides a solid mathematical foundation for further enriching the theory and its hypothesis.
Keywords: 25-year cycle evolution theory; Economic cycle; Economic Development Mode; Human resource management innovation; causality test.
Social-Cultural Perspective of Fine Arts Policies using AI Model
by Bin Song
Abstract: In the recent past, the rise of hundreds of AI Artists and their interest in artificial intelligence algorithms and policies produce realistic arts in social-cultural perspectives. They create incredible pictures, sophisticated techniques, transcendent music, and even believable film scripts. Such works by AI artists concerns about the essence of art and the role of human imagination in future societies. This research is to establish an AI-based Improved Support Vector Machine Algorithm (ISVMA) for developing and evaluating significant variations of design in art history to a close analysis of the past, the complexities, and the modeling methods of human artistic creation. Furthermore, the foster collaboration between the imagination of machines and art, which is commonly described as parallel However not in competition with human artists and with their emotional and social intentions. Instead, the relationship between the innovation of humans and computers, the way to optimize the artistic abilities of all parties, has been discussed in this research.
Keywords: Artificial intelligence; Fine Arts; Policies; social perspectives;.
An empirical analysis of the OFDI influence on financing constraints based on listed companies in China
by Xiao-dong Wang, Lei Tu, Jing-lu Li, Yue-gang Song
Abstract: In China, where financing constraints are commonly seen in many companies, but at the same time, OFDI companies are experiencing increasing cash flows, the question that whether OFDI will influence a companys financing constraints draws researchers attention. This paper-based on empirical analysis finds that: (1) OFDI mediates Chinese companies financing constraints by lowering their outside financing cost, optimizing the channels and the quality of their external financing, and enhancing the supplementing ability of outside funding to companies cash flows. And this result is mainly achieved through OFDIs contact effect, which draws closer the topographical coldness between the host OFDI country and the OFDI investor, mediates information asymmetry, and lowers outside investors risk premium. But this mediating effect differs by OFDI companies property nature, targeted countrys income level, and OFDI motivation. (2) Compared with state-owned companies, OFDIs financing constraint mediating effect is more substantial in private-owned companies; for targeted countries income levels. OFDI in developed countries has a more significant mediating effect; compared with other motivations, OFDI, which is market-oriented, has the most substantial mediating effect. The analysis in this paper extends research on OFDIs economic consequences in emerging economies and offers instructions for the government to guide the investment behavior of listed companies.
Keywords: Financing; Constraints; OFDI; Contact Effect.
Analysis of Internet Finance Development Trend of Chinese E-commerce Enterprises Based on P2P Platform
by Shuang Zhao
Abstract: With the progress of modern information and Internet technology, the monetary services business has become one of the most far-reaching areas affected by the Internet after commercial distribution. Many Internet-based financial services models emerge as the times require, and have a profound impact on the related industries. At a similar time, with the fast growth of e-commerce in China, Internet finance is becoming a new financing force and a sharp tool to solve the funding problems of unimportant and micro-enterprises. The purpose of the P2P platform model is to provide a convenient and efficient online lending platform for borrowers who are in dire need of loans and investors who lack financial channels. As a pioneer of business innovation, Internet finance based on e-commerce platform has developed rapidly with its unique advantages. With the numerous risks, people's awareness of risk control has risen to a new level. To analyze the current development trend of P2P platform, this paper designs an innovative model combining the static credit information system of P2P platform and the dynamic monitoring of third-party payment platform based on the current credit rating system.
Keywords: P2P; Chinese E-commerce Enterprises; Internet Finance;.
THE ROLE OF AI ASSISTED SOCIO-CULTURAL FRAMEWORKS IN ACADEMIC CHANGE AND HIGHER EDUCATION GROWTH
by Ying Pan, Pingyu Yang
Abstract: The "growth" of academics in higher education is focused on quality improvements in teaching. However, the analysis has shown that the sense of academics significantly affects their practices that have been unaddressed due to inconsistent contextual conditions. This paper proposes a framework to study teachers' workplaces on the subjective factors that improve educational enhancement, supported by Artificial Intelligence (AI). Here, the administrative documents are analyzed in the theory of history and culture framework, and it provides a technique for both traditional data analysis and modeling estimation of individual output in the feedforward neural networks. A traditional statistical procedure is used to evaluate the variables that influence the success of students. Several differences in the teacher's socio-cultural context are identified based on the performance of the feed-forward neural network model, and it is measured by error rate reduction of 0.33, uncertainty matrix, the performance level of students. The feed-forward network model is the platform, and it is useful for predicting future academic Achievement of students. Departmental teaching cultures and behavioral practices have affected both positive and negative behavior in higher education teaching, which has been firmly addressed in this paper.
Keywords: Artificial Intelligence; socio-cultural context; higher education.
ACQUIRING AND PROCESSING MOVEMENT INFORMATION FROM VARIOUS SOURCES USING INTELLIGENT AI COGNITIVE MODEL FOR SPORTS ACTIVITIES
by Yingqing Guo, Xin Wang
Abstract: The overarching purpose of this research is to demonstrate the value of artificial intelligence (AI) strategies in sports for utilizing weight lifting policies. In specific, the work centered on the use of pattern recognition techniques to test training system exercises conducted for weight lifting policies. To quantify critical displacement and strength, the determinants during workouts has the data acquisitions that has been carried out using optimized force sensors linked with different weight machines. Consequently, certain essential properties such as time intervals or travel rates may be deduced based on the data collected using Artificial Intelligent (AI) techniques. These parameters has been used to create smart methods that adapt traditional machine learning principles for automatic evaluation of the exercise technique and provide adequate feedback. The obtained modeling results showed good performance and forecast results, which indicated the feasibility and the capacity of AI techniques when automatically measuring performance on weight training equipment has been analyzed.
Keywords: Artificial Intelligent; machine learning; cognitive; sports.
STUDY OF EMPLOYEE BEHAVIOR BASED ON ARTIFICIAL INTELLIGENCE LINGUISTIC AND SPEECH ANALYSIS
by Weixuan Hu, Shukuan Zhao
Abstract: Recently, the difference between the vision and experience of human resource management has been validated using Artificial Intelligence (AI) techniques. Further, computational strategies helps to analyses the employees Linguistic and speech analysis (AILSA) in an effective manner This research recognizes four difficulties in Human resource (HR) usage of data science practices: (1) HR concept complexity; (2) limited data collection limitations; (3) justice and legal limitations linked ethics issues; and (4) management feedback from workers by evidence-based Algorithms. Furthermore, to analyses the real solutions for these problems, AI-assisted concepts of superposition-causal reasoning, randomization and the formalization of procedures- could be economically validated and socially appropriate to use managerial data analysis which have been designed and developed.
Keywords: Employee behavior; Artificial Intelligence; Linguistic; Speech Analysis; Managerial Data Analysis.