Title: Examining the intentions to use crowdfunding platform - an extended technology acceptance model

Authors: Hasnan Baber

Addresses: Endicott College of International Studies, Woosong University, 34606, South Korea

Abstract: Crowdfunding has emerged as an alternative financing tool in recent years. The growth of crowdfunding platforms is a clear elucidation of its acceptance by the people involved in seeking and contributing funds. For Malaysian customers who mostly prefer Islamic financing and banking, crowdfunding acceptance will be a topic worth examining. The study has extended the technology acceptance model (TAM) to examine the intention of Islamic banking customers to use crowdfunding in the near future. The study has found that abiding by the Shariah regulations is a must for any crowdfunding platform planning to target this segment of the market. Perceived ease of use influences the usefulness of crowdfunding and later shapes the attitude towards crowdfunding. A positive attitude towards crowdfunding will lead to the intention to use crowdfunding in the existence of compliance with Shariah regulations.

Keywords: crowdfunding; FinTech; intentions; technology acceptance model; TAM; Shariah; Malaysia.

DOI: 10.1504/IJSEM.2021.117226

International Journal of Services, Economics and Management, 2021 Vol.12 No.2, pp.149 - 163

Accepted: 30 Oct 2020
Published online: 23 Aug 2021 *

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