Title: The impact of banking strategies on the net interest margin of Tunisian banks
Authors: Monia Ben Ltaifa
Addresses: Faculty of Economic Sciences and Management of Sfax, Department of Finance, University of Sfax, Airport Km 0.5 BP 1169 .3029 Sfax, Tunisia
Abstract: The purpose of this paper is to examine empirically the impact of banking strategies on the performance of banks. To do so, we use a sample composed of 11 Tunisian banks during the period of study from 2000 to 2015. We employ a regression by Ordinary Least Square. The empirical findings show that a portion of bank strategies on specific characteristics of banks have an impact on deposits/liabilities ratio. Also, we find that bank strategies on specific characteristics of banks and on financial development environment have an impact on the net interest margin of banks Tunisian during the period of study.
Keywords: bank performance; banking strategies; net interest margin; panel data.
International Journal of Management and Enterprise Development, 2018 Vol.17 No.2, pp.121 - 135
Received: 09 Mar 2017
Accepted: 13 Apr 2017
Published online: 28 Mar 2018 *