Authors: George N. Dikos
Addresses: www.gdikos.com, L-2165 LU, Luxembourg
Abstract: This paper studies how the emerging web-based financial communities are leveraging collaborative technologies to address key underlying economic inefficiencies in transactions and improve the set of opportunities for their members. This paper provides an institutional framework for determining the drivers of value in peer-to-peer finance, analysing the related group dynamics and understanding the key success factors for sustainability.
Keywords: web-based finance; online communities; credit rationing; peer-to-peer lending; P2P lending; internet markets; collaboration; web-based communities; virtual communities; financial communities; institutional framework; group dynamics; critical success factors; CSFs; sustainability.
International Journal of Web Based Communities, 2016 Vol.12 No.1, pp.84 - 96
Available online: 15 Jan 2016 *Full-text access for editors Access for subscribers Purchase this article Comment on this article