Title: A review of researches on internet finance

Authors: Shuyan Cao; Liang Chang; Yuanyuan Yu; Xuan Yang

Addresses: School of Information Technology and Management, University of International Business and Economics, Beijing, China ' School of Information Technology and Management, University of International Business and Economics, Beijing, China ' School of Information Technology and Management, University of International Business and Economics, Beijing, China ' School of Information Technology and Management, University of International Business and Economics, Beijing, China

Abstract: The internet and finance are accelerating into integration in the 21st century. Internet finance was firstly proposed by Ma Weihua, the former president of China Merchants Bank in July 2012. On the basis of 146 latest research literatures selected from CSSCI journals, Chinese core journals, authoritative magazines and related newspapers, this paper summarised the current research progress and trend about internet finance in China according to three dimensions, such as the sources of journals, research subjects and research contents. Then this paper summarised the researches about internet finance in the Western world. The research shows that the current researches about internet finance are not only shallow and superficial, but also lack the theoretical analyses and model applications; and the wealth-based and bank-based internet finance will be the research focus in the future.

Keywords: internet finance; P2P credit; peer-to-peer; third-party payment; mobile payment; m-payment; online banking; electronic banking; e-banking; mobile banking; m-banking; literature review; China.

DOI: 10.1504/IJNVO.2015.070429

International Journal of Networking and Virtual Organisations, 2015 Vol.15 No.2/3, pp.168 - 184

Received: 30 Sep 2014
Accepted: 10 Feb 2015

Published online: 05 Jul 2015 *

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