Authors: Tetsuo Tamai, Masayuki Fujita
Addresses: University of Tsukuba, Japan. ' Mitsubishi Research Institute, Inc., Japan
Abstract: This paper discusses an application of practical expert system development in the finance industry. In particular, it describes the development of an expert system for credit card application assessment. In the problem domain of credit assessment, the method of |credit scoring| has been widely used, but this system uses a |profiling| method to simulate more closely the human process of decision making. The authors have adopted a decision tree as a form of knowledge representation for the profile design, and a decision tree generating algorithm is described. Finally, the implemented system, called ACAS-PRO, is outlined.
Keywords: expert systems; decision tree; profiling system; scoring method; credit card applications; application assessment.
International Journal of Computer Applications in Technology, 1989 Vol.2 No.4, pp.234 - 240
Published online: 11 Jun 2014 *Full-text access for editors Full-text access for subscribers Purchase this article Comment on this article