Title: Development of an expert system for credit card application assessment

Authors: Tetsuo Tamai, Masayuki Fujita

Addresses: University of Tsukuba, Japan. ' Mitsubishi Research Institute, Inc., Japan

Abstract: This paper discusses an application of practical expert system development in the finance industry. In particular, it describes the development of an expert system for credit card application assessment. In the problem domain of credit assessment, the method of |credit scoring| has been widely used, but this system uses a |profiling| method to simulate more closely the human process of decision making. The authors have adopted a decision tree as a form of knowledge representation for the profile design, and a decision tree generating algorithm is described. Finally, the implemented system, called ACAS-PRO, is outlined.

Keywords: expert systems; decision tree; profiling system; scoring method; credit card applications; application assessment.

DOI: 10.1504/IJCAT.1989.062685

International Journal of Computer Applications in Technology, 1989 Vol.2 No.4, pp.234 - 240

Published online: 11 Jun 2014 *

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