Title: A loan management system as web services: a case study on a microfinance institution

Authors: Théophile K. Dagba; Ercias Lohounmè; Ange Nambila; Charbel Y. Boco

Addresses: National School of Applied Economics and Management, University of Abomey-Calavi, 03 BP 1070 Cotonou, Benin ' PADME, 08 BP 712, Cotonou, Benin ' African Institute of Informatics, BP 2263 Libreville, Gabon ' Polytechnical School, University of Abomey-Calavi, 01 BP 2009 Cotonou, Benin

Abstract: Despite the determination of small microfinance institutions to expand into rural areas, they are limited by geographical isolation and high transaction costs. To set those institutions and their customers free from geographical constraints, we suggest isolated populations access some features of the enterprise application via Smartphone. This solution is based on a service-oriented architecture in which the main features are developed as web services. The invocation of the methods is performed from a Smartphone or a personal computer (PC), while the execution will be done on a server that returns an understandable result through web service description language (WSDL) generated by web services, where the transport is provided by simple object access protocol (SOAP).

Keywords: web services; web security; e-finance; electronic finance; UML; unified modelling language; loan management systems; case study; microfinance institutions; WSDL; rural areas; geographical isolation; transaction costs; geographical constraints; enterprise applications; service-oriented architecture; SOA; smartphones; personal computers.

DOI: 10.1504/IJIIDS.2014.060461

International Journal of Intelligent Information and Database Systems, 2014 Vol.8 No.1, pp.31 - 48

Received: 03 Apr 2013
Accepted: 28 Aug 2013
Published online: 13 May 2014 *

Full-text access for editors Full-text access for subscribers Purchase this article Comment on this article