Title: Refinement of internet banking service quality scale: a confirmatory factor analysis approach

Authors: Mohd Adil; Asif Akhtar; Mohammed Naved Khan

Addresses: Department of Business Administration, Faculty of Management Studies and Research, Aligarh Muslim University, Aligarh-202002, Uttar Pradesh, India ' Department of Business Administration, Faculty of Management Studies and Research, Aligarh Muslim University, Aligarh-202002, Uttar Pradesh, India ' Department of Business Administration, Faculty of Management Studies and Research, Aligarh Muslim University, Aligarh-202002, Uttar Pradesh, India

Abstract: Internet technology has changed the world since it started facilitating activities for both individuals and businesses alike. With phenomenal growth and to sustain competitiveness, service providers, especially banks, are embracing online services. Measure of service quality provided through such means (i.e., internet) is still a relatively new area. Dearth of empirical research and need to develop new scales in the context of emerging economy like India, motivated the researchers to refine an existing scale for service quality of internet banking. A structured questionnaire was administered on 150 internet banking users of public, private and foreign banks. Analytical tools such as SPSS 18.0 and AMOS 16.0 have been used to establish validity and reliability of the scale, and to perform exploratory as also confirmatory factor analysis (CFA) to confirm the appropriateness of the proposed model.

Keywords: service quality; internet banking; scale refinement; confirmatory factor analysis; CFA; India; e-banking; electronic banking; online banking; emerging economies.

DOI: 10.1504/IJSOM.2013.052094

International Journal of Services and Operations Management, 2013 Vol.14 No.3, pp.336 - 354

Published online: 30 Aug 2013 *

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