Title: Integrating geolocation into electronic finance applications for additional security

Authors: Kevin Curran, Jonathan Orr

Addresses: Faculty of Computing and Engineering, School of Computing and Intelligent Systems, University of Ulster, Northern Ireland, UK. ' Faculty of Computing and Engineering, School of Computing and Intelligent Systems, University of Ulster, Northern Ireland, UK

Abstract: People are increasingly using the web to conduct business. It is, therefore, important that users of services such as online banking have confidence in such services. Frameworks such as Google Gears now have the ability to determine the physical location of a person in real time. This geographical information can be very useful in e-finance applications. If we know the geographical location of a computer performing a particular transaction, then we can ascertain whether unusual requests are being performed. This paper presents a prototype Geolocation enabled e-finance prototype to illustrate the benefits of monitoring geographical location of users. The application was developed to block locations with high levels of online fraud.

Keywords: geolocation; enterprise application development; e-finance; pervasive computing; electronic finance; geographical location; user location; internet; online banking; e-banking; electronic banking.

DOI: 10.1504/IJEF.2011.041341

International Journal of Electronic Finance, 2011 Vol.5 No.3, pp.272 - 285

Available online: 16 Jul 2011 *

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