Title: A survey of impact of financial inclusion for various sectors in different countries

Authors: V. Sandhya Rani; N. Sundaram; P. Prasad Babu

Addresses: School of Arts and Commerce, Siddhartha Academy of Higher Education, India ' Department of Commerce, School of Social Sciences and Languages, Vellore Institute of Technology, Vellore-632014, Tamil Nadu, India ' SRM Institute of Science and Technology – Ramapuram, Chennai, Tamil Nadu, India

Abstract: Financial inclusion (FI) refers to the equal access to financial services, such as loans, equity, banking, and insurance. It is closely linked to economic development and growth, as FI plays a crucial role in fostering a strong financial system that boosts economic growth. However, more research is needed to understand the magnitude and channels of FI's impact and identify FS with a stronger payoff without compromising financial stability. This study reviews various case studies and methodologies to understand FI's impact on various sectors, including economics, banking, humanities, and social networks. It also assesses the impact of FI on women's growth rates in the financial industry. The findings can help financial institutions better understand underserved segments and adapt their services to contribute to inclusive and sustainable financial ecosystems. This study helps researchers understand the repercussions of FI in various fields and provides a fresh plan for developing new methodologies for the financial industry.

Keywords: financial inclusion; economic growth; bank; women; education; social networks.

DOI: 10.1504/IJIE.2026.152971

International Journal of Intelligent Enterprise, 2026 Vol.13 No.2, pp.128 - 146

Accepted: 10 Jul 2025
Published online: 17 Apr 2026 *

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