Title: Business ecosystem architecture in the business units of Islamic boarding schools
Authors: Brian Pratistha; Nyimas Latifah Letty Aziz; Joko Suryanto; Dadang Ramdhan; Megawati Suharsono Putri; Cita Pertiwi; Ahmad Syafiq Kamil; Syandi Negara; Lindri Setyaningrum; Amanah Pasaribu; Adelia Oktarina; Nur Hadiati Endah
Addresses: Badan Riset dan Inovasi Nasional, Universitas Muhammadiyah Jakarta, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia ' Badan Riset dan Inovasi Nasional, Gedung B.J. Habibie, Jl. M.H. Thamrin No. 8, Jakarta Pusat, Indonesia
Abstract: The low score of the Islamic financial inclusion index in Indonesia based on OJK 2019 data, which remains at 9.1%, demonstrates this. This study underlines the necessity of Islamic boarding schools' business units serving as a hub and connecting with Islamic financial institutions in order to make Islamic finance more inclusive. Previous studies that explore extensively the role of Islamic boarding schools in increasing the percentage of business capital from assets held or financed by Islamic financial institutions are still limited in this regard. The unit of analysis for this study is determined by simple random sampling, and the data is analysed using an explanatory sequential mixed approach. As research tools, this study employs observations, in-depth interviews, and questionnaires. The questionnaires are being distributed to 435 Islamic residential schools in Indonesia. The conclusions of this study result in an acceptable business ecosystem design for the business units.
Keywords: Islamic boarding schools' business unit; inclusion; explanatory sequential mixed method; business ecosystem architecture.
DOI: 10.1504/IJSEM.2025.146240
International Journal of Services, Economics and Management, 2025 Vol.16 No.3, pp.217 - 231
Received: 24 Nov 2022
Accepted: 12 Sep 2023
Published online: 14 May 2025 *