Title: Fibre analysis to prevent cloning of credit cards

Authors: Saurabh Singh; Karm Veer Arya

Addresses: Department of Computer Science and Engineering, Amity University, Noida, India ' Department of Computer Science and Engineering, ABV-Indian Institute of Information Technology and Management, Gwalior, India

Abstract: According to the report released by Federal Trade Commission of US government on 4th February 2021, number of credit card frauds has been increased by 107% from first quarter of 2019 to fourth quarter of 2020. A common method of counterfeiting is card cloning, that is achieved by copying card ID and other information from the magnetic stripe of a genuine card using a skimming device and writing it on a duplicate card. This paper presents a unique method to prevent card cloning, which does not store card ID on a magnetic stripe or chip of the card, instead, the ID is generated from the card itself using the location coordinates and orientation of the randomly spread fibres. Sensitive information is also stored in the card using the location and size of these fibres.

Keywords: card cloning; financial frauds; card skimming: physical property-based cards; financial security; online transaction security.

DOI: 10.1504/IJITST.2022.122107

International Journal of Internet Technology and Secured Transactions, 2022 Vol.12 No.3, pp.237 - 249

Received: 08 Oct 2020
Accepted: 02 Aug 2021
Published online: 08 Apr 2022 *

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