An empirical analysis of the relationship between capital adequacy and performance optimisation through a comparative standpoint among banking sectors in India
by Shakeeb Mohammad Mir; Mariya Mushtaq Malik; Farooq Ahmad Shah
Afro-Asian J. of Finance and Accounting (AAJFA), Vol. 14, No. 4, 2024

Abstract: This study aims to assess the impact of capital adequacy on the performance optimisation of the Indian banking industry across and among the banking sectors. The study employs a balanced panel data regression model to examine the firm-level balanced panel data of 78 banks from the public and private sectors over 15 years (2007-2022). The findings confirm that capital adequacy significantly impacts bank profitability across the industry, but there is also a sector-specific impact. This study provides the most recent information on the differences in tactics used by public and private sector banks to maintain capital adequacy standards. Furthermore, using two-step system GMM analyses, the possibility of heteroscedasticity, autocorrelation, and endogeneity was considered.

Online publication date: Fri, 12-Jul-2024

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