Title: E-business in the developing world: an empirical study of payment methods and their implications

Authors: Zahid Hussain, James Wallace, Rana Tassabehji, Osman Khan

Addresses: School of Management, Bradford University, Emm Lane, Bradford, BD9 4JL, UK. ' School of Management, Bradford University, Emm Lane, Bradford, BD9 4JL, UK. ' School of Management, Bradford University, Emm Lane, Bradford, BD9 4JL, UK. ' School of Management, Bradford University, Emm Lane, Bradford, BD9 4JL, UK

Abstract: The recent trend of outsourcing manufacturing and services from the developed economies is creating buoyant economies in the developing world. With advances in technological infrastructure, these new markets are being transformed by e-business. In this paper, we discuss issues regarding methods of payment for internet purchases in China, India and Pakistan. The relationship between factors that may influence the establishment and growth of e-business within these economies are investigated empirically. A logit model of payment method preference is subsequently developed from these analyses. Finally, a general discussion regarding obstacles, limitations and ways forward for e-business in these economies is provided.

Keywords: electronic business; e-business; cash on delivery; CoD; electronic payment; electronic commerce; e-commerce; developing countries; payment methods; China; India; Pakistan; internet purchases; online purchases.

DOI: 10.1504/IJEB.2007.014514

International Journal of Electronic Business, 2007 Vol.5 No.3, pp.315 - 335

Published online: 12 Jul 2007 *

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