Title: BISECTION: BlockchaIn-enabled SECure healTh Insurance prOcessiNg

Authors: Debendranath Das

Addresses: Cryptology and Security Research Unit, Indian Statistical Institute, Kolkata, West Bengal, India

Abstract: A health insurance policy plays a crucial financial safeguard, providing medical coverage during medical emergencies. However, the health insurance sector faces challenges like delayed claim processing, higher administrative costs, and trust issues. This paper proposes a transformative solution leveraging blockchain technology to address these issues effectively. Our solution introduces a novel blockchain-enabled health insurance processing system that streamlines critical operations and ensures fairness for all stakeholders. Various insurance procedures are encoded through smart contracts, leading to increased transparency and trust in the claim settlement process. We present a secure and privacy-preserving access control policy for sharing electronic healthcare records (EHR) with insurance companies during verification to address privacy concerns. We developed our application on Ethereum and deployed the smart contracts on the Ropsten test network, demonstrating its potential to enhance transparency, trust, and security in health insurance. Experimental results confirm our model's commendable impact on health insurance processing.

Keywords: blockchain; health insurance company; data security and privacy; fairness; access control.

DOI: 10.1504/IJAHUC.2024.138744

International Journal of Ad Hoc and Ubiquitous Computing, 2024 Vol.46 No.1, pp.44 - 63

Received: 09 Oct 2023
Accepted: 22 Feb 2024
Published online: 29 May 2024 *

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