UID-enabled banking upon unbanked through micro-ATM - a case study of a multinational bank Online publication date: Fri, 28-Feb-2014
by H.M. Jha 'Bidyarthi'; S.M. Mishra; N.Y. Kasliwal; Ashish K. Srivastava
International Journal of Technology Marketing (IJTMKT), Vol. 8, No. 4, 2013
Abstract: This research is based on a study of four sample villages drawn from two districts of Vidarbha region of Maharashtra State in India and a survey of 650 villagers regarding their financial needs, access to financial institutions, availability of needed finance and its terms and conditions and the possibility of connecting them with a multinational bank through UID-enabled 24-hour door-step banking using micro-ATM and business correspondence model. Though this seems to assure financial inclusion but a host of regulatory limitations impede its scope which this paper attempts to address and answer.
Online publication date: Fri, 28-Feb-2014
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