Selecting a saving currency in the Palestinian banking system
by Nidal Rashid Sabri; Diama K. Abulabn; Dima Walid Hanyia
International Journal of Accounting and Finance (IJAF), Vol. 8, No. 2, 2018

Abstract: This research aims to examine how banking clients in the Palestinian economy move from one currency to another in case of savings and term deposits. The study used two research instruments including: analysing the related data to examine the relationship between changes in the value of banking deposits of the used currencies and their respective interest rates. In addition, structured questionnaires were directed to selected samples of bankers and banks' clients from 12 banks working in Palestinian economy. The study found that the interest rate is not a critical factor in selecting a currency for saving and deposits in banks, as reported by the clients and banking staff, as well as found by the financial analysis. In addition, it showed a weak correlation between changes in interest rates for a specific currency and changes in values of deposits in Palestinian banks.

Online publication date: Tue, 24-Jul-2018

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