The identification of banking determinants and their impact on the profitability of public sector banks in post reforms period in India: a multivariate regression analysis
by Mahipal Singh Yadav
International Journal of Economics and Business Research (IJEBR), Vol. 7, No. 3, 2014

Abstract: The financial sector in India has changed over the past decades due to technological innovation and the deregulation of financial services. This study identifies the determinants of profitability for banks and analyses their impact on profitability of public sector banks in India and commercial banks in the USA. A positive and significant relationship is evidenced by a significance level in the nationalised commercial banks of India. Significant association is only found between unexplained variables and any other explanatory variables in the branches and financial institutions where a negative relationship is found in both countries.

Online publication date: Sat, 07-Jun-2014

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