Microfinance and social pressure in India: a study of SKS
by Mathew Joseph
International Journal of Management Concepts and Philosophy (IJMCP), Vol. 6, No. 3, 2012

Abstract: This paper uses a combination of secondary analysis and observation to explore the role of social pressure in the micro-finance industry in India. It reviews the arguments for micro-finance and explores its rapid growth in India. It then examines some of the ways in which micro-finance was alleged to be implicated in a wave of rural suicides. Taking one organisation it explores its formal and informal practices and raises the issue of the extent to which the gaps involve organisational silences which may have contributed to difficult social pressures on the poor in order to sustain high repayment levels.

Online publication date: Fri, 17-Apr-2015

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