Discriminant analysis of Nigerian banks financial condition
by Jonathan Njoku; Eno L. Inanga
International Journal of Economics and Accounting (IJEA), Vol. 3, No. 2, 2012

Abstract: This paper aims to develop a discriminant model that depicts bank financial condition in Nigeria. An earlier paper suggests ANATOMY model of bank financial condition as viable upgrade of the CAMELS framework that bank supervisors use (Njoku, 2011). Within the ANATOMY framework, the study determined that market power, deposit mobilisation, capital confidence and market presence (or earnings) shape a discriminant model to successfully classify strong, normal and weak banks. It, therefore, contributes a model that bank supervisors, auditors and industry watchers can use to gauge the financial condition of a bank operating in Nigeria. The insight also suggests that bank strategy, corporate governance and regulatory measures may be built around market power, deposit mobilisation, capital confidence and market presence (or earnings) to enhance effectiveness.

Online publication date: Wed, 06-Aug-2014

The full text of this article is only available to individual subscribers or to users at subscribing institutions.

 
Existing subscribers:
Go to Inderscience Online Journals to access the Full Text of this article.

Pay per view:
If you are not a subscriber and you just want to read the full contents of this article, buy online access here.

Complimentary Subscribers, Editors or Members of the Editorial Board of the International Journal of Economics and Accounting (IJEA):
Login with your Inderscience username and password:

Username:        Password:          Forgotten your password?

Want to subscribe?
A subscription gives you complete access to all articles in the current issue, as well as to all articles in the previous three years (where applicable). See our Orders page to subscribe.

If you still need assistance, please email subs@inderscience.com