Micro-credit programmes, social capital and micro-enterprise performance
by Jasmine Tata, Sameer Prasad
International Journal of Business and Globalisation (IJBG), Vol. 5, No. 1, 2010

Abstract: Micro-credit programmes (generally considered to be initiated by the 2006 Nobel Prize winner Mohammed Yunus of the Grameen Bank in Bangladesh) are a form of social (global) entrepreneurship that work with low-income micro-enterprise owners and construct alternate means of approving, disbursing and monitoring loans for micro-enterprises. In this paper, we develop a conceptual model that identifies several characteristics of group-based micro-credit programmes that are necessary to incubate the development of borrowers' social capital and increase the performance of their micro-enterprises.

Online publication date: Tue, 06-Jul-2010

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