Towards a trustworthy short-range mobile payment system
by Semir Daskapan, Jan Van den Berg, Amr Ali-Eldin
International Journal of Information Technology and Management (IJITM), Vol. 9, No. 3, 2010

Abstract: In commercial clusters, like shopping malls, subways and university campuses, shops may act as service providers. Via proximity networks, they can provide services to users with short-range radio mobile devices, including financial services. Short-range mobile payment services represent therefore an alternative business opportunity for the financial industry. By enlisting these short-range services, users are not required anymore to have and to rely on cell phones only. In this paper, we propose a mobile payment model for any service cluster where users can clear their payments using short-range mobile devices only. Due to the possible lack of a (reliable) long range wireless communication network on the user's side in this design, the service provider also acts as a payment gateway. The schema is designed to be trustworthy, since it includes a balanced trust model and an autonomous trust valuator.

Online publication date: Thu, 14-Jan-2010

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