SME access to bank finance in an emerging economy: the role of information management practices
by Noel Tagoe, Ebenezer Anuwa-Amarh, Ernest Nyarko
International Journal of Financial Services Management (IJFSM), Vol. 3, No. 2, 2008

Abstract: This paper reports the findings of a study that examined the relationship between information management practices of small and medium size enterprises (SMEs) and their access to bank finance. Data were collected with a researcher-administered questionnaire and analysed using non-parametric correlation tests. It was found that SMEs that keep records and present certain types of information improve their access to bank finance. Other factors, such as the age of the SME and the context within which it operates, play very minor roles in determining access to finance.

Online publication date: Sat, 19-Jul-2008

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