Legislative and legal constraints on use of electronic money: a case study on business organisations
by Zyad Thalji
International Journal of Business Information Systems (IJBIS), Vol. 41, No. 4, 2022

Abstract: The world has become a small village; we must look at it as a whole. The outlook must be comprehensive despite its wide geographic scope, different origins, different languages and different religious doctrines. The world inhabits one village. From this concept, all economic and trade laws must be consolidated and the legal gaps between all countries of the world's electronic commercial contracts should also be consolidated. Standardise electronic payment methods develop security controls, safeguard the integrity of business transactions and maintain the confidentiality of data. This study aims to investigate the legal obstacles and security gaps that limit the use of electronic commerce in the Arab markets. This study proposes solutions to these obstacles based on the phenomena of the observations and the collected information. A questionnaire was produced to study these constraints based on the four levels of e-commerce: availability, confidentiality, integrity, and non-repudiation. This study found that the laws and regulations, used by the business organisations in Saudi Arabia's Eastern Province in their electronic business transactions, were insufficient. These laws need to be developed in order to achieve improvements to the availability, confidentiality, integrity and non-repudiation of e-commerce.

Online publication date: Fri, 09-Dec-2022

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