The roles of financial inclusion and financial markets development in fintech credit: evidence from developing countries
by Tu D.Q. Le
International Journal of Blockchains and Cryptocurrencies (IJBC), Vol. 2, No. 4, 2021

Abstract: This study empirically investigates the determinants of fintech credit in 24 developing countries between 2013 and 2018. The findings show that fintech credit is likely to expand in developing countries where there is a greater financial inclusion (i.e., an increasing banking services/coverage) and there are less developed financial markets. This suggests that fintech credit in these developing countries may serve as complements for the functions of banks to their credit consumers and can be seen as an alternative source of financing for firms, primarily for small and medium enterprises that may find it hard to access the financial markets. Hence, this provides some important recommendations for policy-makers, management and academics.

Online publication date: Tue, 18-Jan-2022

The full text of this article is only available to individual subscribers or to users at subscribing institutions.

 
Existing subscribers:
Go to Inderscience Online Journals to access the Full Text of this article.

Pay per view:
If you are not a subscriber and you just want to read the full contents of this article, buy online access here.

Complimentary Subscribers, Editors or Members of the Editorial Board of the International Journal of Blockchains and Cryptocurrencies (IJBC):
Login with your Inderscience username and password:

Username:        Password:          Forgotten your password?

Want to subscribe?
A subscription gives you complete access to all articles in the current issue, as well as to all articles in the previous three years (where applicable). See our Orders page to subscribe.

If you still need assistance, please email subs@inderscience.com