Factors delaying Islamic banking in Algeria
by Mehieddine Abdelkader Meghraoui; Khaled Mokhtari
International Journal of Islamic Marketing and Branding (IJIMB), Vol. 6, No. 1, 2021

Abstract: This research paper aims to put light on Islamic banking in Algeria, by trying to identify the factors that have delayed its adoption and application in public or private commercial banks. The study found that the main challenges and difficulties that hinder its achievement are related to environmental factors, especially legal, economic, social and competitive aspects, which make the expansion of Islamic banking difficult in the national market in spite of Algeria's efforts to generalise it in the banking sector by encouraging traditional banks to open Islamic branches. The study reached the result that Islamic banking needs more formalisation and the creation of a favourable climate for its expansion by encouraging Islamic banks to develop their potential in accordance with Shariah and environmental requirements.

Online publication date: Tue, 14-Sep-2021

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