The antecedents of financial literacy: a study on college students
by Marcellia Susan
International Journal of Economic Policy in Emerging Economies (IJEPEE), Vol. 13, No. 4, 2020

Abstract: Several previous researches have shown inadequate level of financial knowledge among students, while financial literacy itself contributes toward smooth operations of domestic and international financial transactions. The study is led in order to examine the impact of entitlement, conscientiousness, financial anxiety, self-efficacy, financial socialisation agents, and financial education both simultaneously and partially on financial literacy of college student. The study conducts hypothesis testing and analyses the causal relationship between related variables. The results show the influence of entitlement, conscientiousness, self-efficacy, financial socialisation agents, and financial education on financial literacy. However, financial anxiety did not have an impact on financial literacy.

Online publication date: Tue, 15-Sep-2020

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