Organisational management culture and employers' health insurance offering strategies in the USA: an Ubuntu-based random utility modelling approach
by Ibrahim Niankara
Global Business and Economics Review (GBER), Vol. 20, No. 4, 2018

Abstract: This article takes an approach to explaining the behavioural manifestations of the decision making in US companies' offer of health insurance that is grounded not only on their cost minimising behaviour, but also in a humanness dimension based on the African concept of Ubuntu, and the Random Utility framework. The choice process is modelled as a tripartite decision making, using a nationally representative random sample of 1,061 US companies from the Dunn and Bradstreet Business data. The results show that the relationship between management culture and health plan offering strategy is dependent on other relevant covariates, which when left out, leads to the problem of omitted variables bias. However, when all variables are included exogenously in this relationship, it results in management culture not affecting significantly companies' scope of plan offering. When the exogeneity assumption is relaxed through recursively Bivariate Probit modelling, a highly significant management culture effect is observed, as companies with groups and formal committee management culture are seen to be 1.58 times less likely to choose a multiple plan strategy over a single plan strategy.

Online publication date: Thu, 05-Apr-2018

The full text of this article is only available to individual subscribers or to users at subscribing institutions.

 
Existing subscribers:
Go to Inderscience Online Journals to access the Full Text of this article.

Pay per view:
If you are not a subscriber and you just want to read the full contents of this article, buy online access here.

Complimentary Subscribers, Editors or Members of the Editorial Board of the Global Business and Economics Review (GBER):
Login with your Inderscience username and password:

    Username:        Password:         

Forgotten your password?


Want to subscribe?
A subscription gives you complete access to all articles in the current issue, as well as to all articles in the previous three years (where applicable). See our Orders page to subscribe.

If you still need assistance, please email subs@inderscience.com