Market orientation, balance sheets and risk profile of Islamic banks
by Shahid Anjum
International Journal of Economic Policy in Emerging Economies (IJEPEE), Vol. 8, No. 4, 2015

Abstract: Banks can perform various functions and balance-sheet structure lies at the heart of the asset-liability management process in banks. Composition of a bank's balance-sheet assets and liabilities is one of the key factors that determine the level of risk faced by the banking institution. Islamic banks face various risks based on the market orientation of a bank which determines its balance sheet structure and the type of products that a bank offers. These risks can be credit, market and liquidity risks and operational risks. Each Shariah financial product carries these risks in varying proportions. This article discusses the risk composition of the product portfolio of a bank that can give the aggregative risk profile by simple aggregation, ignoring correlations, of particular hypothetical category of the Islamic banks.

Online publication date: Thu, 10-Dec-2015

The full text of this article is only available to individual subscribers or to users at subscribing institutions.

Existing subscribers:
Go to Inderscience Online Journals to access the Full Text of this article.

Pay per view:
If you are not a subscriber and you just want to read the full contents of this article, buy online access here.

Complimentary Subscribers, Editors or Members of the Editorial Board of the International Journal of Economic Policy in Emerging Economies (IJEPEE):
Login with your Inderscience username and password:

    Username:        Password:         

Forgotten your password?

Want to subscribe?
A subscription gives you complete access to all articles in the current issue, as well as to all articles in the previous three years (where applicable). See our Orders page to subscribe.

If you still need assistance, please email