SME credit rationing: the case of Tunisia Online publication date: Fri, 11-Jan-2008
by Mohamed Bouabidi, Mohamed Tahar Rajhi
International Journal of Business and Globalisation (IJBG), Vol. 2, No. 2, 2008
Abstract: Small and Medium Enterprises, SMEs, generally endure an important rationing degree. Responsibility of this problem is incumbent upon SMEs and financial establishments. Indeed, SMEs are characterised by strong asymmetric information and weak communication with outsiders. Therefore, banks are marked by an increasing risk aversion, and a passive management of the risk undertook. This paper will make the object, firstly, of an exposition of the main means capable to dam up the rationing problem. Secondly, we will put the accent on the financial state of the Tunisian SMEs, their rationing degree, and the means used to reduce it.
Online publication date: Fri, 11-Jan-2008
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