Forthcoming articles


International Journal of Financial Innovation in Banking


These articles have been peer-reviewed and accepted for publication in IJFIB, but are pending final changes, are not yet published and may not appear here in their final order of publication until they are assigned to issues. Therefore, the content conforms to our standards but the presentation (e.g. typesetting and proof-reading) is not necessarily up to the Inderscience standard. Additionally, titles, authors, abstracts and keywords may change before publication. Articles will not be published until the final proofs are validated by their authors.


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International Journal of Financial Innovation in Banking (2 papers in press)


Regular Issues


  • Analyzing UTAUT with trust toward mobile banking adoption in China and Pakistan: Extending with the effect of power distance and uncertainty avoidance   Order a copy of this article
    by Sadia Akhtar, Muhammad Irfan, Shamsa Kanwal, Abdul Hameed Pitafi 
    Abstract: Banking technology supports financial systems through emerging a solid connection between local population and financial intuitions. Technology acceptance studies with innovative models are considering the key research in Asian countries specifically China and Pakistan. The current study used unified theory of acceptance and use of technology (UTAUT) model with trust factor by moderating two cultural dimensions namely power distance and uncertainty avoidance. In addition, novel ideas were incorporated in determinants to investigate the national cultural effects on individuals behavioral intentions toward mobile banking adoption in China and Pakistan. Empirical study was performed to test the proposed cross-cultural model using the data obtained from both countries. The model was analyzed through multiple and moderated regression analyses using IBM SPSS software. Results proved that performance expectancy, effort expectancy, social influence and trust were important predictors of behavioral intentions to adopt m-banking in Pakistan. On the other hand, performance expectancy and trust have significant effect on individuals behavioral intentions to adopt m-banking in China. Moreover, power distance and uncertainty avoidance were significant moderators in analyzing the behavioral intention to use m-banking.
    Keywords: cross-culture; mobile banking; power distance; trust; unified theory of acceptance and use of technology; uncertainty avoidance.

    by Anders Kjellman, Tom Björkroth, Taisto Kangas, Risto Tainio, Thomas Westerholm 
    Abstract: In this article we analyse the concepts of disruptive innovations, innovation platforms and potential ways forward for the banking industry in Europe. The choice of platform and place in the eco-system are strategic choices under a high degree of uncertainty. There is no quick fix, nor one size fits all banks, however we find that banks need capable teams, that are able to come up with viable solutions for the future, and the banks platform.
    Keywords: Disruptive innovation; bank platforms; fintech; bank management.