Title: A mobile contactless point of sale enhanced by the NFC and biometric technologies

Authors: Vincent Alimi; Christophe Rosenberger; Sylvain Vernois

Addresses: Normandie University, 6 Boulevard Maréchal Juin, 14050 Caen CEDEX 4, France; UNICAEN, GREYC, F-14032 Caen, France; ENSICAEN, GREYC, F-14032 Caen, France; CNRS, UMR 6072, F-14032 Caen, France ' Normandie University, 6 Boulevard Maréchal Juin, 14050 Caen CEDEX 4, France; UNICAEN, GREYC, F-14032 Caen, France; ENSICAEN, GREYC, F-14032 Caen, France; CNRS, UMR 6072, F-14032 Caen, France ' Normandie University, 6 Boulevard Maréchal Juin, 14050 Caen CEDEX 4, France; UNICAEN, GREYC, F-14032 Caen, France; ENSICAEN, GREYC, F-14032 Caen, France; CNRS, UMR 6072, F-14032 Caen, France

Abstract: NFC transactions become very popular as they limit the time needed for a user to pay. The advantage of this technology is often seen by considering the user's point of view. In this paper, we address the use of NFC transactions for the merchant side. We propose different architectures in order to use a mobile phone as a point of sale. We compare different solutions considering some criteria such as the security assessment which is a major concern for e-payment or the facility of integration. We propose an original approach to authenticate users through the use of the touch screen of the mobile phone. The biometric authentication is based on signature dynamics (match-on-card approach) achieving a usable solution for this application.

Keywords: near field communications; NFC transactions; mobile point of sale; m-POS; match-on-card; signature dynamics; contactless point of sale; POS; biometrics; security assessment; authentication; touch screens; mobile phones; cell phones.

DOI: 10.1504/IJITST.2013.058291

International Journal of Internet Technology and Secured Transactions, 2013 Vol.5 No.1, pp.1 - 17

Received: 13 Jul 2012
Accepted: 17 Feb 2013

Published online: 19 Jul 2014 *

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