Title: Efficient and secure credit card payment protocol for mobile devices

Authors: Somayeh Naderi Vesal; Mohammad Fathian

Addresses: Department of Industrial Engineering, Iran University of Science and Technology, Narmak, Tehran, Iran ' Department of Industrial Engineering, Iran University of Science and Technology, Narmak, Tehran, Iran

Abstract: Security is considered one of the most important concerns in e-payment systems. Although using mobile devices for e-payment is growing rapidly, mobile devices have limitations such as memory and battery limitations. Many security schemes have been proposed for e-payments, however most of them are too heavy regarding mobile devices since they use public key cryptography for security objectives. In this paper, we propose a mobile payment protocol for credit-debit card payment systems wherein customer needs to use public key encryption and decryption slightly.

Keywords: mobile payment; m-payment; credit card security; privacy; elliptic curve Diffie Hellman; ECDH; secure credit cards; credit card payment; payment protocols; mobile devices; e-payment; electronic payment; online payment; public key encryption; decryption.

DOI: 10.1504/IJICS.2012.051776

International Journal of Information and Computer Security, 2012 Vol.5 No.2, pp.105 - 114

Published online: 30 Aug 2014 *

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