Title: Towards standardisation of E-zwich implementation: mapping SWOT analysis to management framework models approach
Author: Angelina Quansah, Francis Kofi Andoh-Baidoo, Vishal Midha
Dominion University College, PMB CT 069, Cantonments, Accra, Ghana.
Department of Computer Information Systems & Quantitative Methods, University of Texas-Pan American, 1201 W. University Dr., Edinburg, TX, USA.
Department of Computer Information Systems & Quantitative Methods, University of Texas-Pan American, 1201 W. University Dr., Edinburg, TX, USA
Abstract: The Central bank of Ghana has recently supervised the implementation of E-zwich, an innovative common payment platform to unify the payment systems of all banks and other financial institutions in the country, and a biometric smartcard for secure payment of goods and services. Despite the several advantages that E-zwich promises, there are challenges that need to be addressed to enable the stakeholders receive the full benefit that the system has to offer. In this paper, we perform SWOT analysis on the implementation of the E-zwich system, and map the findings from the SWOT analysis to PPT and GTZ management frameworks models. The mapping can serve as standards to enhance the successful implementation of such systems.
Keywords: interbank payments; settlement systems; standardisation; e-zwich implementation; management frameworks; Central Bank of Ghana; banking; banks; financial institutions; SWOT analysis; strengths weaknesses opportunities threats; common payment platforms; biometric smartcards; secure payments; stakeholders; smart cards; switch cards; people process technology; PPT; Gesellschaft fur Technische Zusammenarbeit; GTZ; German technical cooperation; Germany; payment systems; analysis mapping; services; standards.
Int. J. of Services and Standards, 2010 Vol.6, No.3/4, pp.195 - 220
Available online: 18 Feb 2011