On the War On Cash and its spoils
by Leo Van Hove
International Journal of Electronic Banking (IJEBANK), Vol. 1, No. 1, 2008

Abstract: This paper brings together a number of recent studies for Belgium and the Netherlands to show that the War On Cash (WOC) is a cause worth fighting for. It builds on two central bank studies to show that the social cost of cash is substantial, and that society would benefit from a switch to debit cards and electronic purses. As for the most effective way of bringing about such a switch, evidence is presented according to which the introduction of cost-based pricing of payment instruments would have a bigger impact than simply raising the number of EFTPOS terminals.

Online publication date: Wed, 24-Sep-2008

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