Determinants of e-money adoption: an empirical study
by Marcellia Susan; Hamfri Djajadikerta
International Journal of Trade and Global Markets (IJTGM), Vol. 13, No. 1, 2020

Abstract: Electronic-money (e-money) does work not only as a substitute for physical cash but also as a system that made payments on goods and services possible that facilitate transactions in both domestic and global markets. This research is conducted to analyse certain factors that determine the behavioural intention and adoption of e-money. Data concerning adoption readiness (perceived ease of use, perceived usefulness and social influence), perceived credibility, behavioural intention and adoption of e-money were processed using structural equation modelling to ensure the relationships between research variables. The results indicate that perceived credibility positively affects behavioural intention and behavioural intention positively affects e-money adoption.

Online publication date: Thu, 06-Feb-2020

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