Template-Type: ReDIF-Article 1.0 Author-Name: Fanisa Ndhlovu Author-X-Name-First: Fanisa Author-X-Name-Last: Ndhlovu Author-Name: Yvonne Kabeya Saini Author-X-Name-First: Yvonne Kabeya Author-X-Name-Last: Saini Author-Name: Russell Abratt Author-X-Name-First: Russell Author-X-Name-Last: Abratt Title: Financial literacy, attitudes and purchase intention of insurance products in South Africa Abstract: Research findings in many emerging and developing countries indicate that countries with poor levels of financial literacy have negative consequences for financial behaviours. The digital age has made the task of investing and making financial decisions very difficult. The objective of this study is to provide some insights into understanding how financial products are consumed; therefore, it examines the relationship between financial literacy and insurance purchase decisions in South Africa. A survey of insurance customers was undertaken online. The sample size utilised 300 potential insurance consumers within the sampling frame. Structural equation modelling was used to analyse the data. Of the nine hypothesised relationships, the results of this study supported five. It was shown that financial education has a positive impact on financial literacy. These results are discussed in detail and recommendations are made. Journal: Int. J. of Business and Emerging Markets Pages: 1-19 Issue: 1 Volume: 18 Year: 2026 Keywords: financial literacy; consumer attitudes; insurance; purchase intention; South Africa. File-URL: http://www.inderscience.com/link.php?id=150243 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:1-19 Template-Type: ReDIF-Article 1.0 Author-Name: Vera Ogeh Fiador Author-X-Name-First: Vera Ogeh Author-X-Name-Last: Fiador Author-Name: Daniel Ofori-Sasu Author-X-Name-First: Daniel Author-X-Name-Last: Ofori-Sasu Title: Private capital formation and economic growth in Africa: the role of monetary policy Abstract: The study seeks to examine the role monetary policy plays on the impact of private capital formation on economic growth in Africa. By employing the dynamic system GMM for African countries over the period, 1999-2021, the study shows that reduction in monetary policy rates by a basic point leads to an increase in the level of private capital formation. The empirical results support a negative impact of monetary policy on economic growth, suggesting that countries that tighten their policy rates hinder economic growth. We find a negative impact of private capital formation on economic growth. However, the study provides evidence to support that monetary policy is an important tool employed by monetary authorities to reduce the negative impact of private capital formation on economic growth. Therefore, policymakers should continue to maintain and improve the current monetary policy rates to tame the reductive impact of private capital formation and economic growth. Journal: Int. J. of Business and Emerging Markets Pages: 105-127 Issue: 1 Volume: 18 Year: 2026 Keywords: monetary policy; investment; private capital formation; economic growth. File-URL: http://www.inderscience.com/link.php?id=150244 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:105-127 Template-Type: ReDIF-Article 1.0 Author-Name: Phung Anh Thu Author-X-Name-First: Phung Anh Author-X-Name-Last: Thu Author-Name: Doan Thi Cam Thu Author-X-Name-First: Doan Thi Cam Author-X-Name-Last: Thu Title: Corporate social responsibility and related party transactions: what is the role of ownership? Abstract: In developing markets, conduct research to assess the effect of corporate social responsibility (CSR) disclosure on related party transactions (RPTs) with moderate foreign and domestic ownership. We use a regression analysis method that fits the panel data and a moderated estimate of the ownership ratio. The research results suggest that CSR disclosure positively impacts RPTs, domestic ownership plays a moderately positive role in the relationship between CSR disclosure and RPTs, and foreign ownership has the opposite effect. Research results have implications for listed companies, investors, and regulators in increasing the transparency of information of listed companies. Journal: Int. J. of Business and Emerging Markets Pages: 48-69 Issue: 1 Volume: 18 Year: 2026 Keywords: corporate social responsibility; CSR; related party transactions; RPTs; foreign ownership; domestic ownership. File-URL: http://www.inderscience.com/link.php?id=150245 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:48-69 Template-Type: ReDIF-Article 1.0 Author-Name: Nirmal Chandra Roy Author-X-Name-First: Nirmal Chandra Author-X-Name-Last: Roy Author-Name: Dhanonjoy Kumar Author-X-Name-First: Dhanonjoy Author-X-Name-Last: Kumar Author-Name: Norhayah Zulkifli Author-X-Name-First: Norhayah Author-X-Name-Last: Zulkifli Title: An empirical study on customer satisfaction in the telecommunication industry Abstract: The focal objectives of this study are to find out the level of customer satisfaction in the telecommunication sector, to determine the variables influencing mobile subscribers' choice of mobile networks, and to assist the marketers on their effective policy formulations. To achieve these objectives, primary and secondary data have been used. For the purpose of the study, 400 respondents have been selected. Primary data has been gathered through structured questionnaire. The goals of the study have been met through the use of statistical methods such as descriptive statistics, reliability analysis, validity analysis, cross loadings, collinearity statistics (VIF), and hypothesis testing. According to the survey, elderly and uneducated people do not care about service choices, costs, or internet accessibility. They simply take into account quality talk time and network services. However, young individuals and educated people alike pay close attention to talk time, network, service quality, internet features, and product offers. The study also showed that organisational effectiveness and competency had little bearing on customer satisfaction. Journal: Int. J. of Business and Emerging Markets Pages: 87-104 Issue: 1 Volume: 18 Year: 2026 Keywords: customer satisfaction; service quality; organisational efficiency; organisational competency. File-URL: http://www.inderscience.com/link.php?id=150246 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:87-104 Template-Type: ReDIF-Article 1.0 Author-Name: Mary Nanyondo Author-X-Name-First: Mary Author-X-Name-Last: Nanyondo Author-Name: Josephine Naigwe Author-X-Name-First: Josephine Author-X-Name-Last: Naigwe Author-Name: Juma Bananuka Author-X-Name-First: Juma Author-X-Name-Last: Bananuka Author-Name: Zainabu Tumwebaze Author-X-Name-First: Zainabu Author-X-Name-Last: Tumwebaze Title: Does managerial competence and information asymmetry matter in access to finance? A lens into registered small businesses in Uganda Abstract: The purpose of this study is to establish the relationship between managerial competence, information asymmetry, and access to finance by registered small businesses in Uganda. This study is cross-sectional and correlational. Data was collected through a questionnaire survey of 301 registered small businesses. Data were analysed through correlation coefficients and linear regression using Statistical Package for Social Sciences. The results suggest that both managerial competencies and information asymmetry are significantly associated with access to finance. This study adds to the already existing literature on access to finance using evidence from an emerging African economy like Uganda. Journal: Int. J. of Business and Emerging Markets Pages: 70-86 Issue: 1 Volume: 18 Year: 2026 Keywords: access to finance; managerial competencies; information asymmetry; small business; Uganda. File-URL: http://www.inderscience.com/link.php?id=150247 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:70-86 Template-Type: ReDIF-Article 1.0 Author-Name: Nergis Aziz Author-X-Name-First: Nergis Author-X-Name-Last: Aziz Author-Name: Derya Dogan Author-X-Name-First: Derya Author-X-Name-Last: Dogan Author-Name: Barry A. Friedman Author-X-Name-First: Barry A. Author-X-Name-Last: Friedman Author-Name: Zamira Ataniyazova Author-X-Name-First: Zamira Author-X-Name-Last: Ataniyazova Author-Name: Dilmurod Khodiev Author-X-Name-First: Dilmurod Author-X-Name-Last: Khodiev Title: Digital entrepreneurs in Uzbekistan: exploring alertness, opportunity recognition, exploitation and the mediating role of social media use Abstract: This study explores the influence of social media on the relationship between alertness and opportunity recognition in digital entrepreneurship. It also investigates hedonic value as a pre-cursor to social media use and opportunity recognition's role in predicting opportunity exploitation. Data from 153 Uzbekistan digital entrepreneurs were analysed using PLS-SEM. Results showed a significant positive relationship between hedonic value and social media use (β = 0.265; p ≤ 0.00). Social media use fully mediated the relationship between entrepreneurial alertness and opportunity recognition (β = 0.12, p < 0.05, bootstrap bias-corrected 95% CI [0.045, 0.25]). Additionally, a significant positive relationship was found between opportunity recognition and exploitation (β = 0.337; p ≤ 0.00). These findings have implications for fostering digital opportunity recognition and exploitation in emerging economies, highlighting the role of hedonic value, social media use, and alertness for digital entrepreneurs. Journal: Int. J. of Business and Emerging Markets Pages: 20-47 Issue: 1 Volume: 18 Year: 2026 Keywords: digital entrepreneurship; social media use; social media platforms; entrepreneurial alertness; opportunity recognition; opportunity exploitation; hedonic value; entrepreneurial experience; emerging markets; Uzbekistan; Commonwealth of Independent States; CIS countries; COVID-19 lockdown. File-URL: http://www.inderscience.com/link.php?id=150248 File-Format: text/html File-Restriction: Access to full text is restricted to subscribers. Handle: RePEc:ids:ijbema:v:18:y:2026:i:1:p:20-47 Template-Type: ReDIF-Article 1.0 Author-Name: Anthony Jhosset Gonzalez Rodriguez Author-X-Name-First: Anthony Jhosset Gonzalez Author-X-Name-Last: Rodriguez Author-Name: Andrey A. Kolyada Author-X-Name-First: Andrey A. Author-X-Name-Last: Kolyada Title: Building organisational strategic resilience through leadership, design thinking, and business modelling Abstract: This study addresses the increasing need for strategic resilience in volatile, uncertain business environments, and emerging markets. It integrates leadership, design thinking, and business modelling - three areas traditionally studied separately - into a single conceptual framework that supports resilience as a continuous organisational capability. The conceptual study develops the strategic resilience integration framework (SRIF), which combines insights from leadership studies, design thinking methodologies and business modelling literature into a systematic, four-phase cycle of assessment, design, implementation and review. This structure illustrates how cultural alignment, adaptive innovation, and structural coherence interact to build organisational resilience and strengthen competitiveness. Together, these elements position resilience as an organisation-wide capability rather than an ad hoc reaction. Furthermore, this study advances resilience theory by connecting three major management fields that are rarely combined in existing research and offers theoretical insights and practical guidance for executives seeking to embed resilience into their organisational strategy and performance management. Journal: Int. J. of Business and Emerging Markets Pages: 1-26 Issue: 5 Volume: 18 Year: 2026 Keywords: organisational resilience; leadership; design thinking; business modelling; competitive advantage; emerging markets; strategic resilience integration framework; SRIF. File-URL: http://www.inderscience.com/link.php?id=151716 File-Format: text/html File-Restriction: Open Access Handle: RePEc:ids:ijbema:v:18:y:2026:i:5:p:1-26